🚨 You just discovered your bookkeeper stole $20,000. Now what? 🚨



Take a breath. Then do this in order 👇
Do NOT confront them (yet) - Confrontation triggers deletion of files, altered records, or sudden “resignations.”

🔒 Lock down access quietly
Change bank, payroll, accounting, and app passwords. Preserve everything!

🧊 Freeze the evidence
No deleting. No “cleaning up.” Treat this like a crime scene.

🔍 Assume it’s more than $20k
What you found is usually the first thing—not the only thing.

🧠 Decide your goal before acting
Restitution? Termination? Insurance? Legal action?
Your next steps depend on this.

🛠 Fix the system—not just the person
Fraud thrives where one person controls everything.

Hard truth:
Catching the theft isn’t the win.
Making sure it can never happen again is.

If you’re dealing with this right now—you’re not alone. Handle it correctly.

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